These Terms of Service ("Terms") govern your use of guidingstarfinancial.com and any related content, tools, or services (collectively, the "Site") provided by Guiding Star Financial Services ("we," "us," "our"). By accessing the Site you agree to these Terms.
Informational Use Only
Content on the Site is provided for general informational and educational purposes only and is not legal, tax, accounting, or individualized financial advice. Insurance and financial strategies should be reviewed with qualified professionals based on your specific situation.
No Offer or Solicitation
Nothing on the Site constitutes an offer to sell, or a solicitation of an offer to buy, any insurance product or security in any jurisdiction where such offer or solicitation would be unlawful. Products and features vary by state and are subject to carrier underwriting and approval.
Calculators & Tools
Any calculators, illustrations, or estimators provided on the Site produce hypothetical results based on the assumptions you enter. They are not promises or guarantees of future performance, returns, or coverage.
Third-Party Links
The Site may link to third-party websites. We do not control and are not responsible for the content, policies, or practices of those sites.
Intellectual Property
All content, trademarks, logos, and branding on the Site are owned by or licensed to Guiding Star Financial Services. You may not copy, reproduce, or redistribute Site content without prior written permission, except for personal, non-commercial use.
Disclaimer of Warranties
The Site is provided "as is" without warranties of any kind, express or implied. We do not warrant that the Site will be uninterrupted, error-free, or free of harmful components.
Limitation of Liability
To the maximum extent permitted by law, Guiding Star Financial Services shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, the Site.
Governing Law
These Terms are governed by the laws of the State of Florida, without regard to its conflict of laws principles. Any disputes shall be resolved in the state or federal courts located in Florida.
Changes
We may update these Terms at any time. Continued use of the Site after changes constitutes acceptance of the revised Terms.
Contact
Questions? Email info@guidingstarfinancial.com or call 352-217-3354.